What is Health Credit?
Receiving health credits is offered by banks in order to meet emergency health expenses. In most of the banks operating in our country, although there is no loan offered especially under the name of ‘Health Loan’, consumer loan is also given for health expenses. After the legal arrangements, the number of months where consumer loans can be extended the most is 36.
Although maturity period remains constant, interest rates vary from bank to bank. You can meet your urgent cash needs for your health with the most appropriate loan calculation tools offered by banks on their official websites. In general purpose loans, upper limits vary between 30 thousand dollars and 100 thousand dollars. Some banks offer instant and inexpensive loan options in special campaigns, such as 5 thousand dollars or 10 thousand dollars.
What are the Documents Required for Health Loan Application?
Banks that give health loans are generally to perform this transaction on consumer loans. Although it varies according to banks, generally requested documents can be listed as follows;
- Application form
- Document showing income status
- Original and photocopy of the identity card (As an alternative to the identity card, the original and photocopy of the driver’s license is required.)
What are the conditions for obtaining a health loan?
You can request the urgent cash you need for health reasons from banks as general purpose loan. Banks primarily examine the credit ratings and the status of your income in consumer loan applications. If your credit rating is high, it will be much easier to get general purpose loans from banks. Having a high credit score and having proof of income will enable you to get your credit at a much faster rate and with favorable interest rates.
Support to Health Expenses with Consumer Loan
You can apply for consumer loan for all your needs from education to health, from holidays to wedding expenses. You can withdraw your general purpose loan with interest rates starting from 1.59% up to 10 thousand dollars. Loan calculation can be made through the official website. What are you waiting for? Take advantage of this loan while it’s still in the market